“The entity reserves the right, before and after closing, to grant exemptions and requirements for the establishment of a ownership policy (s) on the basis of the specifics of the transaction or transactions, verification of final documents and changes in registration and title search functions resulting from the consequences of the COVID 19 pandemic and the closures of businesses and government.” Please note that the effects of COVID-19 on title insurance are changing rapidly. The recommendations contained here are general in nature and may require a change on the basis of a deal-by-deal and in the decency of the effect of COVID-19 on title insurance. This memorandum relates to some of the changes we are seeing in title insurance as a result of COVID-19. While problems and impacts may vary slightly depending on the county and the title company, this memorandum addresses the following three (3) recurring concerns: This blog post was written by Brian Memory and Caleb Rush, lawyers at Spencer Fane LLP Plano, TX Bàro. For more information, see spencerfane.com. Below is our assessment of the above questions and our recommendations.